Select ISA
An ISA that allows you to select the funds you invest your money into.
Our Select ISA is a stocks and shares ISA. You can invest in a number of
NFU Mutual funds and selected funds from other providers.
You should be aware that the value of your investment may go down and you may get back less than you invested.
Product overview
A Select ISA provides you with the ability to invest into a range of funds in a tax efficient environment.
You can currently invest up to £20,000 each tax year and any income or capital growth is free of UK Income Tax and Capital Gains Tax. The tax year ends on 5th April.
With a Select ISA you can invest flexibly, start, stop and restart regular payments, or change the amount at any time - subject to a minimum of £50 per month - and change where your money is invested.
We have a number of funds with varying levels of risk to suit different investors, which is why we've called it the Select ISA.
The Select ISA aims to achieve long-term growth and should ideally be invested in for a minimum of 5 years.
Details of this product can be found in Key Features of the My Investments Select Individual Savings Account. Please make sure you read and understand it before you decide to proceed with any purchase.
Benefits of a Select ISA:
- Choice of and the ability to switch funds.
- Any growth free of UK Income Tax and Capital Gains Tax.
- Track the performance of your Select ISA through the 'My Investments' online platform.
- Make withdrawals when you like.
- Ability to automatically increase regular payments each year.
The value of tax benefits depends on individual circumstances and may change in the future.
You should be aware that the value of your investment may go down and you may get back less than you invested.
When you contact us we'll explain the advice services we offer and the charges.
NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers.
Financial advice is provided by NFU Mutual Select Investments Limited.
Control and choice
Our Select Investment products provide you with the ability to track the performance of your funds and choose the funds your money is invested into.
Find out more about the funds that you can invest your money into via the Fund Centre and how you can track the performance of your investments through My Investments.
