Responsible Investments
NFU Mutual is committed to practicing a responsible approach to investment that both supports positive environmental and social outcomes and delivers on investment performance targets.
Considering Environmental, Social and Governance principles
It’s our responsibility to invest our customers’ money carefully. Environmental, Social and Governance (ESG) principles are included in all investment decision-making and our fund managers consider factors such as the impact upon society or the climate, alongside traditional financial measures.
We are proud signatories of the Principles for Responsible Investment (PRI), supported by the United Nations, and a member of the Investor Forum, as we believe both enhance our stewardship capabilities and help to raise standards across the investment industry.
We are also very pleased to be signatories of the UK Stewardship Code, with its admirable aim of setting high stewardship standards for those investing on behalf of savers and pensioners.
We are working to reduce the emissions of our investment portfolios, as part of our Net Zero Roadmap. To ensure we are able to monitor progress against this we have onboarded a market leading ESG data provider.
Our responsibilities when investing extend into our shareholder engagement and voting decisions. We believe that strong stewardship and engagement can lead to improved corporate behaviours and help accelerate change.
All of our Fund Managers are qualified Chartered Financial Analysts or Members of the Royal Institute of Chartered Surveyors, depending on their area. All our internal fund managers now hold Environmental, social and governance investing qualifications.
To learn more about our approach to responsible investment:
View our Stewardship Code report
Responsible property investment
We’re proud to provide a diverse range of facilities and spaces, managing approximately £1.8 billion in UK real estate assets. Environmental, social and governance factors are central to our property investment approach, whether we’re onboarding new assets or managing long-term investment properties day-to-day.
We are aiming to decarbonise our property investment portfolios in line with our Net Zero Roadmap, and we are committed to a 100% emissions reduction by 2050. Our interim aim is to reduce carbon emissions by 50% by 2030. We have been working to enhance our emissions calculations, which previously relied on estimates based on our directly managed portfolio. Emissions associated with our property investment portfolio have reduced by 80% compared to a 2019 baseline year. Following collaboration with tenants and suppliers, our 2025 emissions figures are starting to transition to actual data. This will form the basis of our 2026 reporting. Results will fluctuate depending on transactional activity. We therefore also monitor carbon intensity, which reduced by 74% per square metre comparing 2025 to a 2019 baseline year.
Explore our report
Our Responsible Investments activity is just one of the ways we deliver against our amibition of Doing Business the Right Way. To learn more about our strategy and actions, explore our latest Responsible Business Report.
